Car Finance Deals in Australia this month


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Looking for the best car finance deals? We’ve scoured car loan providers and services to find what great offers are available right now.

The golden rule when buying a new car is to do your research. From reviews to test drives, thorough research also includes finding the best finance deal for your circumstances.

Being the big purchase that a car is, it will be important to find a low-cost finance package. The difference between deals might even mean you can afford a car you thought was out of your price range. And with somewhat volatile interest rates at the moment, it pays to look for lenders that have a good comparison rate (you can read more on advertised vs comparison rates below).

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Car Loan Deals



Advertised rate: From 5.79% p.a

Comparison rate: 6.16% p.a

  • Same day approvals

Find out more at Savvy

Stratton Finance

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Advertised rate: From 5.79% p.a

Comparison rate: 7.38% p.a

  • Many different options for all sorts of scenarios

Find out more at Stratton Finance


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Advertised rate: From 6.57% p.a

Comparison rate: 7.19% p.a

  • No on-going hidden fees

Find out more at OMM



Advertised rate: From 6.59% p.a

Comparison rate: 7.29% p.a

  • Funds available within 24 Hours

Find out more at NRMA



Advertised rate: From 6.59% p.a

Comparison rate: 7.29% p.a

  • Funds available within 24 Hours

Find out more at Moneyplace

Credit Concierge

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Advertised rate: From 6.29% p.a

Comparison rate: 6.98% p.a

  • Uses network of car finance brokers

Find out more at Credit Conceirge

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Advertised rate: From 6.19% p.a

Comparison rate: 7.31% p.a

  • Straight forward fees and application process

Find out more at Credit Conceirge


Advertised rate vs comparison rate

Car finance lenders show two rates: the advertised rate and the comparison rate.

The advertised rate is the actual interest rate applied to the amount of money you will borrow, but does not include anything extra that may be charged. That’s why there is a comparison rate.

The comparison rate is required by law to be shown next to any advertised rate. It calculates the loan interest rate (advertised rate) plus any application and on-going fees etc.

Therefore the comparison rate gives the consumer a better understanding of what the loan might truly cost them.

For more car buying tips check out our car finance information.

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